What to Expect

Families don’t often have time to manage their finances, but it’s important that good financial habits are established early on.  Beyond thinking about long-term goals such as retirement and college expenses, it’s important that families have appropriate insurances and legal documents in place.

We can help develop short and long-term goals; create and implement tax efficient savings and investing strategies; plan for college, retirement, major purchase, second home, sabbatical, helping generations below, etc; prepare your taxes and plan for upcoming year(s); and more.

Business Owners and Executives have enough on their plates without adding the stress of investment management and financial planning in their personal lives.  Business and personal goals need to be aligned,  employees (if any) need to be considered if establishing a retirement plan for a business, compensation options/awards may be varied, and should be considered from a tax-efficiency viewpoint.

 We can help develop short and long-term goals; analyze executive comp; assess risk; create and implement tax efficient savings and investing strategies, including business-owner retirement plans; plan for retirement, major purchase, second home, sabbatical, business investment, etc; prepare your taxes to maximize deductions , plan for upcoming liabilities; and more.

Beneficiaries are thrown into a confusing situation and receive assets while they are grieving the loss of a loved one.  Beneficiaries should go slow making decisions with large amounts of newfound money, and should develop a plan that balances short and long-term goals in a tax-efficient manner.

We can help assess tax consequences of accessing inherited assets; make short and long-term plans in light of new wealth; create and implement investing strategies that align with your new goals; prepare your taxes, including Estate Tax return, if applicable; and more. 

Divorcees need to figure out  finances in their new lives.  Meeting cash flow needs in the short-term must be balanced with ensuring that assets aren’t drawn down too quickly.  Long-term goals may need to be redefined,. 

Widow(ers) should take their time making financial decisions after the death of their spouse.  Time needs to pass for them to figure out what their new life looks like.  Assets need to be re-named, and cash flow needs to be met.  Long-term goals may need to be readjusted. 

We can help with short-term cash flow needs/evaluation, re-define long-term goals; ensure investment strategies are tax efficient and align with new goals; prepare your taxes; and more.