Needs

  • Cash flow, plan for equity compensation
  • Determining retirement plan contributions
  • Investment allocation inside of retirement plans
  • Rollovers and asset consolidation
  • Determining personal goals such as real estate sales/moves/purchases, college educations, gifting
  • Long-term retirement projections
  • Life and disability insurance
  • Wills and legal documents
  • Tax considerations

 

Process

  • Initial consultation (no cost, no obligation)
  • Planning-type meeting, discuss short term and long-term goals
    1. Cash flow, goal setting, savings and gifting plans
    2. Written recommendations and client “action steps” provided
  • Investor Education
    1. Assessment and discussion of tolerance for risk in the financial markets
    2. Explanation of investment concepts and management process
    3. Investment recommendations
  • Accounts transferred/rolled over
  • Ensure appropriate insurance and legal documents are in place
  • Cycle for periodic investment, equity compensation, and financial plan review begins