Managing your financial life is not just about money.

Archives for Investing

Volatility

I'm sure you've noticed, volatility has returned to the stock market.  As of 4 PM on Thursday
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Investing 101 Pt.3

This is the third article in a series that will discuss basic investment concepts in hopefully and understandable and meaningful way.  Whether you work with an investment advisor or choose to do your own investing, there are some things you need to know to be successful.  Here is my take on what those things are.
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Lump Sum (Investment) vs. Pension (Insurance)

Most workers have a voluntary, contributory retirement plan option available to them at their place of work. The worker contributes money from his/her paycheck, the employer may also contribute funds to this account via some kind of match. The funds are invested. The money belongs to the employee and goes with him/her in retirement, or upon a job change. Common plans are named 401k, 403b and 457. Some workers may also have what we call a “defined benefit pension plan” available to them.  In some cases (municipal employees) money is mandatorily taken from their paycheck for this pension.  In other
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Investing 101 Pt.2

This is the second article in a series that will discuss and explain basic investment concepts in hopefully an understandable and meaningful way.  Whether you work with an investment advisor or choose to do your own investing, there are some there are things you need to know to be successful. Here is my take on what those things are. Think of stocks as companies. You will sleep better.  The very word “stocks” has a negative connotation for many of us. They can be scary.  They crash. You can lose all of your money.  An easy way to deal with this
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Investing 101

This is the first article in a series that will discuss and explain basic investment concepts in hopefully an understandable and meaningful way. Whether you work with an investment advisor or choose to do your own investing, there are some things you just need to know to be successful. Here is my take on what those things are. You need to own some stocks in your portfolio, and probably more than you think.  Bonds are guaranteed and are perceived as safe.  However the 10 year government bond, as of this writing, is paying about a guaranteed 2%.  Take away taxes
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Socially Responsible Investing

Social Responsible Investing is defined as an investment that adds the goal of a social good of some kind to the broader investment goal of purely making money.  However, the terms ‘social good’ and ‘socially responsible’ mean different things to different people.  I’m guessing there would be broad agreement that a hypothetical mutual fund that invests in tobacco companies would not be considered a socially responsible investment.  But what is?  The good news is that there are plenty of options, so most investors will be able to find something that fits their preferences. The most common types of socially responsible
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Confused about your finances? No problem

Making sound decisions can mean the difference between a secure financial future and… not.  The world of finances and investing can make you want to tear your hair out (or throw your crumpled up statement on the floor).  At McNamara Financial, you will work one-on-one with a fiduciary advisor to make sure all of your financial decisions are sound ones. Come see what makes us different!
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